Open Hours: Mon - Sat 9.30 - 5.30
Directors
Board of Directors
Chairman
Dr. V. A. Joseph
Dr. V. A. Joseph is a seasoned banking professional with over 40 years of experience. He holds degrees in Law, Commerce, and Personnel Management, is a CAIIB, and a Ph.D. in Business Economics from Savitribai Phule, Pune University. He began his career with Syndicate Bank in 1972 and served in senior leadership roles for 31 years.
He joined South Indian Bank in 2003 and served as Chairman & CEO and later as Managing Director & CEO until 2014. Under his leadership, the bank’s business grew from below ₹14,000 crore to over ₹82,000 cror...
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MD & CEO
Joseph P Abraham
Mr. Joseph P Abraham, Chief Executive Officer of Agro Indus Credits Limited, brings with him over 24 years of distinguished experience in the financial services sector. A graduate of St. Xavier’s College, Ahmedabad and a postgraduate in Management (MBA) from Shivaji University, he is a seasoned business development professional with strong expertise in change management. Over the course of his career, he has held senior leadership roles at Indiabulls Securities, Religare Securities and Acumen Capital Markets, and also served as Chief Executive Officer at ...
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Director
P. R. Ravi Mohan
P. R. Ravi Mohan is a highly accomplished banking and financial sector expert with extensive experience spanning over four decades in regulation, supervision and international financial systems. He holds a Master’s degree in Physics from the University of Kerala and an MBA in International Banking & Finance with distinction from the University of Birmingham, and is a Certified Associate of the Indian Institute of Bankers (CAIIB).
He began his career with the Reserve Bank of India in 1984 and held several key leadership positions including Ch...
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Director
Kesavan Muraleedharan
Mr. Kesavan Muraleedharan has been serving as a Director of Agro Indus Credits Limited since 2010. He is also the Chairman & Managing Director of the SFC Group, with diversified operations across the UAE and the British Virgin Islands.
With a distinguished career in the hospitality sector, he has nurtured and expanded well-recognized brands such as SFC Plus, India Palace, and Muralya Dairy. His leadership has consistently driven these ventures to achieve industry recognition and prestigious awards, both in the UAE and India.
Beyond busin...
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Executive Director
Shri. Reddy N J
Shri. Reddy N. Joseph is a highly accomplished banking professional with over four decades of distinguished service in the banking industry. A Law Graduate (LLB) by qualification, he has built an exemplary career marked by leadership, integrity, and strategic vision.
He retired as Senior General Manager from South Indian Bank, where he held several critical leadership positions and played a pivotal role in driving the Bank’s growth, strengthening governance frameworks, and enhancing operational excellence. His tenure was characterized by sound d...
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Director
Arjun A V
Mr. Arjun A. V. has been a Director of Agro Indus Credits Limited since 2023. He holds a Bachelor’s degree in Computer Science from IIT Hyderabad, a Post Graduate Diploma from IIM Calcutta, and an MBA from the Yale School of Management, UK.
With over a decade of experience, he has worked with leading global organizations including American Express, Vizury, Fidelity Investments, Liberty Mutual Insurance and Uber, gaining deep expertise in finance, investment, insurance, and technology-driven business solutions.
In addition to his corpor...
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Director
Hari M S
Mr. Hari. M. S. has been a Director of Agro Indus Credits Limited since 2023. A finance professional with over 26 years of expertise in financial management, auditing, and ERP implementation, he holds distinguished credentials as a Chartered Accountant (ICAI, India), Certified Management Accountant (ICMA, USA), and Certified Information Systems Auditor (ISACA, USA).
With a strong background in strategic planning, risk management, and regulatory compliance, Mr. Hari has been instrumental in guiding cross-functional teams and upholding the highest ...
Management Team
Chief Financial Officer
Ashalatha V R
Mrs. Ashalatha V R, Chief Financial Officer of Agro Indus Credits Limited, is a Chartered Accountant with over a decade of experience in financial management, audits, taxation, and regulatory compliance. She has been associated with leading NBFCs and reputed Chartered Accountancy firms, gaining extensive exposure in statutory audits, due diligence, GST compliance, and internal control reviews across diverse sectors. Recognized for her analytical approach and managerial capabilities, she has built strong expertise in financial reporting, RBI compliance and corpo...
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Company Secretary
Ajay Vinayak Prabhu
Mr. Ajay Vinayak Prabhu, Company Secretary of Agro Indus Credits Limited, is experienced in Corporate Secretarial functions and Governance. He holds a Bachelor’s degree in Commerce, a Degree in Law (LLB) and is a member of the Institute of Company Secretaries of India. With his professional expertise and commitment to compliance, Mr. Ajay plays an important role in ensuring sound corporate governance and regulatory adherence.
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