Open Hours: Mon - Sat 9.30 - 5.30
Gold Loan
Gold Loan
At Agro Indus Credits Ltd, we provide instant financial support through quick loans against your gold ornaments with minimal documentation and the best value for your gold. Whether it’s an unexpected medical expense, business need, or personal requirement, our gold loans offer a flexible, affordable, and hassle-free solution. Your gold remains safe and secure in our well-protected facilities while you enjoy complete peace of mind.
Get upto 75% of value for your gold.
Quick loan disbursal in 3 steps
01
Visit the nearest Agro Indus Credits Ltd branch with your gold. Find nearest branch
https://www.agroindus.co.in/branches
02
Provide your ID proof, address proof and gold to get an instant approval
Document Accepted: Passport, Electoral card, Aadhaar card, Driving licence, Electricity bill, Gas bill
03
Speed Process Calculator at Agro Indus Credits Ltd
The speedy in house gold valuation ensures that you get the loan amount in your account or in cash within 5 minutes of valuation
Loan Products with Brief
Terms and Conditions
Documents Required
Proof Of Identity
Our Policy Statutes
Ethics:
For us at Agro Indus Credits Ltd, customers are most important and we understand their need and urgency and act accordingly for fast disbursal of loan.
Values:
We are guided by the legacy of strong values which is humane and responsive to the needs of the society.
Reliability:
Our customers have reposed great faith in us and our reliability has brought us much goodwill and stood the test of time in the last 25 years.
Trustworthiness:
We pledge loyalty to our customers, fairness in our operations and transparency in our practices.
Integrity:
The value is innate to a corruption-free atmosphere and an open work culture.
Good Will:
Within the states of Kerala and Tamilnadu, the company's presence has been felt and we are growing each day.
Schemes & Interest Rates
| Scheme | S1 | S2 | S3 |
| LTV | 85% | 80% | 75% |
| Tenure | 180 Days | 180 Days | 180 Days |
| Remarks | A minimum interest will be for 7 days, subject to minimum Rs 50. | ||
| Slab | Rate Of Ineterst |
| Up to 180 Days | 24% |
| Above 180 Days | 28% |
| Scheme | S4-85 | S4-80 | S4-75 |
| LTV | 85% | 80% | 75% |
| Tenure | 150 Days | 150 Days | 150 Days |
| Remarks | A minimum interest will be for 7 days, subject to minimum Rs 50. | ||
| Slab | Rate Of Ineterst |
| Up to 30 Days | 18% |
| Up to 150 Days | 24% |
| Above 150 Days | 28% |
| Scheme | S5-85 | S5-80 | S5-75 |
| LTV | 85% | 80% | 75% |
| Tenure | 150 Days | 150 Days | 150 Days |
| Remarks | A minimum interest will be for 7 days, subject to minimum Rs 50. | ||
| Slab | Rate Of Ineterst |
| Up to 30 Days | 16% |
| Up to 150 Days | 24% |
| Above 150 Days | 28% |
| Scheme | AGRO EXPRESS-85 | AGRO EXPRESS-80 | AGRO EXPRESS-75 |
| LTV | 85% | 80% | 75% |
| Tenure | 30 Days | 30 Days | 30 Days |
| Remarks | A minimum interest will be for 7 days, subject to minimum Rs 50. | ||
| Slab | Rate Of Ineterst |
| Up to 30 Days | 22% |
| Up to 90 Days | 26% |
| Above 90 Days | 28% |
| Scheme | AGRO 3M-85 | AGRO 3M-80 | AGRO 3M-75 |
| LTV | 85% | 80% | 75% |
| Tenure | 90 Days | 90 Days | 90 Days |
| Remarks | A minimum interest will be for 7 days, subject to minimum Rs 50. | ||
| Slab | Rate Of Ineterst |
| Up to 30 Days | 18% |
| Up to 90 Days | 24% |
| Above 90 Days | 26% |
| Scheme | 6M-T/O-85 | 6M-T/O-80 | 6M-T/O-75 |
| LTV | 85% | 80% | 75% |
| Tenure | 30 Days | 30 Days | 30 Days |
| Remarks | A minimum interest will be for 7 days, subject to minimum Rs 50. | ||
| Slab | Rate Of Ineterst |
| Up to 30 Days | 18% |
| Up to 90 Days | 24% |
| Up to 180 Days | 26% |
| Above 180 Days | 28% |
- Total number of days will be calculated from the loan date.
- If the loan is not closed/renewed within the slab days, rate of interest will change with respect to total number of days.
- If the loan is not closed/renewed within the loan period, overdue interest will apply from the loan date.
- Interest should be serviced monthly.
- Available in selected branches only.
- No principal repayment/part interest repayment within minimum interest days, in such cases loan shall be renewed by closing the same.
- Above mentioned conditions are applicable to all schemes.
Gold Loan Calculator
Use loan calculator to find out the gold rate
#Note: This is an approximate value. The final value depends on the gold valuation done at the branch.
