Mutual Funds Service

START INVESTING FOR A BRIGHT FUTURE!!!

A Mutual Fund is a trust that pools the savings of investors who share a common financial goal. The corpus of the fund is then deployed in investment alternatives to meet predefined investment objectives of the mutual fund scheme. The income earned through these investments and the capital appreciations realized are shared by its unit holders in proportion to the number of units owned by respective investors. You can invest through SIP or Lumpsum. 

SYSTEMATIC INVESTMENT PLAN / EQUITY LINKED SCHEMES/ DEBT FUNDS/ EQUITY FUNDS/ HYBRID FUNDS

SYSTEMATIC INVESTMENT PLAN

Systematic Investment Plan (SIP) is a facility offered by mutual funds to investors to invest in a disciplined manner in various fund. SIP means a specific amount of money is invested in mutual funds at predefined intervals. You can start by investing as low as Rs 500. The predefined intervals can be weekly, monthly, quarterly, semi-annually and annually. SIP is a good option for investors to invest in mutual funds and gain decent returns in the long term subject to the market risk. 

How does Systematic Investment Plan (SIP) work? 
SIP works on the basis of periodic and consistent investments like a recurring deposit. You can invest in many Mutual Fund scheme through SIP which helps to create wealth over a long term. Since SIP investments are made in specified intervals, your cost of the units gets averaged during all your investment days. you can withdraw your money at any time. 
 

EQUITY LINKED SCHEMES

Equity Linked Savings Scheme (ELSS) is a type of diversified equity mutual fund scheme that invests in the stock s of different companies. Under section 80C of the Income Tax Act, investments up to 1.5 lakhs are eligible for a tax deduction. You can invest in ELSS tax saver mutual fund using an online investment service account. You can invest in ELSS as a lump sum or systematic investment plan

DEBT FUNDS

A debt fund is a mutual fund scheme that invests in fixed income instruments like corporate bonds, government bonds and money market instruments etc.

 EQUITY FUNDS

In contrast to debt funds, equity funds invest your money in stocks. Capital appreciation is an important objective for these funds. But since the returns on equity funds are linked to market movements of stocks, these funds have a higher degree of risk. They are a good choice if you want to invest for long term goals such as retirement planning or buying a house as the level of risk comes down over time

HYBRID FUNDS

Hybrid funds invest in a mix of both equity and fixed income securities. Based on the allocation between equity and debt (asset allocation)